How It Works

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Select an option below to learn more:
Add Money Shop Anywhere
Build Credit History Pay Bills Online
Add Money
Direct deposit your
Check for FREE
Ask your employer or benefits provider to electronically place your paycheck or benefits into your prepaid account using direct deposit.

It's free, convenient, and saves you $450 a year in typical check cashing fees. If you have a PayPal, checking and/or a savings account, you can use those too to add money.
Add cash at more than
135,000 Locations
Go to any nearby Western Union, MoneyGram and Green Dot agent location at well-known retailers.

We are the only prepaid account where you'll pay no fees for adding at least $300, and your money is instantly available.
Shop Anywhere & Get Cash
We give you a
Prepaid Debit Visa
Use it to buy products online, get gas, pay for rental cars, hotel stays or airline tickets, or buy stuff everywhere Visa debit cards are accepted.

It’s more convenient than carrying cash and safer too with Visa's Zero Liability** program that protects you from unauthorized purchases.
Millions of locations
to Withdraw Cash
You're always just a minute away from your money because you can withdraw cash at more than one million ATMs worldwide.

Even better, avoid ATM fees all together by using your Visa debit card to get cash back at your local grocery store.

2 Easy Ways to Pay Your Bills
Pay bills for free
at the Last Minute
Simply visit your biller's website or call their 800#, and give them your prepaid Visa card number. Stop running around town to pay a bill with expensive money orders or cash.

It's generally free and always the fastest way to pay a bill.
Easily pay your bills
or Anyone Online
Use AccountNow Bill Pay to plan ahead by creating a simple list of your monthly bills that we pay electronically for you.

Use it to pay your rent, cell phone, cable bill – or any bill or person – in just a few seconds. It's completely free and you are always in control.

Build your Credit History
Get credit for
Good Behavior
Enroll in free Credit Builder and you can demonstrate your credit worthiness to potential creditors like landlords.

Just pay your bills through AccountNow Bill Pay and we will automatically report your payment history to PRBC®, a national credit reporting agency.
Annoying overdraft fees?
Can't Happen
Unlike traditional banks, you'll never get an overdraft fee because you can only spend what you have in your AccountNow prepaid account.

Say goodbye to negative databases like ChexSystems that hurt how you're viewed by other financial institutions.

 
 

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Instant Approval, Guaranteed*
No Credit / ChexSystems Check






AccountNow Prepaid Visa® card is issued by Palm Desert National Bank pursuant to a license by Visa® U.S.A., Inc.
If you sign up for Credit Builder, your bill pay transactions will be reported to PRBC®

*The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Guaranteed Approval is contingent upon successfully passing this mandatory identification confirmation.

**Conditions and exceptions apply.

AccountNow is a trademark of AccountNow, Inc.
All other trademarks, service marks and other registered marks are the property of their respective owners.

© Copyright 2008 AccountNow, Inc. All Rights Reserved.


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