Credit Builder Help

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Common Questions about Credit Builder
 
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What is Credit Builder?
Credit Builder is an optional service which allows your payment history to be shared with PRBC®, a national credit reporting agency, to help you establish credit worthiness.
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How does Credit Builder work?
Every time you make a bill payment with AccountNow Bill Pay, we will send your bill payment information to PRBC®, a national credit reporting agency.
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How do I add Credit Builder to my prepaid account?
You can add Credit Builder when sign up for your prepaid account or when you activate the AccountNow Bill Pay service.
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AccountNow Prepaid Visa® card is issued by Palm Desert National Bank pursuant to a license by Visa® U.S.A., Inc.
If you sign up for Credit Builder, your bill pay transactions will be reported to PRBC®

*The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Guaranteed Approval is contingent upon successfully passing this mandatory identification confirmation.

**Conditions and exceptions apply.

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